08401 ZIP Code — Atlantic City, NJ

Atlantic County, New Jersey

ZIP code 08401 is located in Atlantic City, New Jersey, within Atlantic County. It covers approximately 10.68 square miles and serves a population of 38,726 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 609.

About ZIP code 08401

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $174,400. Renters make up the majority at 69%, typical of denser urban areas.

Median household income is $35,279. Poverty affects 32% of residents, above the national average. SNAP benefit usage at 27% of households reflects economic stress in the area. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with arts, entertainment, and food service as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (18%), smoking (24%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.

Notable community characteristics include Spanish spoken in 27% of households.

Overall, ZIP code 08401 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

38,726

population

10.68

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

08401 ZIP code map

Cities in ZIP code 08401

Below are the cities the US Postal Service accepts for ZIP code 08401. Using any city not on this list may result in mail delivery delays.

City	Status
Atlantic City	Preferred

Nearby ZIP codes

08405 Atlantic City (1.6 mi) 08232 Pleasantville (3.9 mi) 08201 Absecon (4.2 mi) 08225 Northfield (4.7 mi) 08203 Brigantine (4.7 mi) 08221 Linwood (6.5 mi) 08205 Absecon (7.9 mi) 08244 Somers Point (8.6 mi) 08241 Port Republic (10.9 mi) 08226 Ocean City (11.5 mi) 08223 Marmora (13.4 mi) 08215 Egg Harbor City (15.6 mi)

Demographics updated 05/2026

Population
Total population	38,726
Population density	3,626 / sq mi
State FIPS	34
County FIPS	001

Geography
Land area	10.68 sq mi
Water area	6.34 sq mi
Latitude	39.3716
Longitude	-74.4520
Timezone	Eastern (ET)
Area code	609

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	70.2%	41.4%	30.2%
$50k – $100k	18.8%	27.6%	26.7%
$100k – $200k	8.5%	23.8%	28.3%
Over $200k	2.5%	7.3%	14.8%

Demographics & statistics

38,726

Population

3,626

People per sq mi

39.2

Median age

$35,279

Median household income

$24,108

Per capita income

$174,400

Median home value

$1,059

Median monthly rent

30.8%

Home ownership

32.2%

Poverty rate

13.2%

Unemployment

9,250

Housing units

19.2%

Bachelor's or higher

Age distribution

Male Female

1,384

Under 5

1,410

1,077

5–9

1,096

1,461

10–14

1,488

1,178

15–19

1,200

1,519

20–24

1,547

1,984

25–34

2,020

2,094

35–44

2,133

2,518

45–54

2,565

1,368

55–59

1,393

1,596

60–64

1,625

1,930

65–74

1,966

812

75–84

827

265

85+

270

← Male

Female →

Age summary

Group	Count	%
Under 18	9,587	24.8%
18 and over	29,139	75.2%
65 and over	6,070	15.7%
Median age	39.2 years

Race & ethnicity

Black or African American 24.4%

Hispanic or Latino 20.8%

White 17.6%

Other race 15.9%

Asian 12.6%

Two or more races 7.7%

American Indian / Alaska Native 1%

Group	Count	%
Black or African American	11,919	24.4%
Hispanic or Latino	10,189	20.8%
White	8,624	17.6%
Other race	7,765	15.9%
Asian	6,182	12.6%
Two or more races	3,759	7.7%
American Indian / Alaska Native	477	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	70.2%	41.4%	30.2%
$50k – $100k	18.8%	27.6%	26.7%
$100k – $200k	8.5%	23.8%	28.3%
Over $200k	2.5%	7.3%	14.8%

Under $10k 11.6%

$10k–$15k 8.9%

$15k–$25k 16.9%

$25k–$35k 12.2%

$35k–$50k 15.0%

$50k–$75k 13.4%

$75k–$100k 7.6%

$100k–$150k 7.7%

$150k–$200k 3.0%

$200k+ 3.7%

Range	% of households
Under $10k	11.6%
$10k–$15k	8.9%
$15k–$25k	16.9%
$25k–$35k	12.2%
$35k–$50k	15.0%
$50k–$75k	13.4%
$75k–$100k	7.6%
$100k–$150k	7.7%
$150k–$200k	3.0%
$200k+	3.7%
Median income	$35,279

Housing

Home values

Under $50k 5.9%

$50k–$100k 15.2%

$100k–$150k 19.7%

$150k–$200k 18.2%

$200k–$300k 22.7%

$300k–$500k 14.0%

$500k–$1M 2.9%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$174,400
Median rent / month	$1,059
Owner occupied	30.8%
Renter occupied	69.2%
Vacant	20.2%
Single-family detached	17.2%
Large apartment buildings	31.9%
Mobile homes	0.7%
Median rooms	4.1
Avg household size (owned)	2.20

Year built

Era	%
2020 or later	0.2%
2010–2019	2.5%
2000–2009	4.4%
1990–1999	8.1%
1980–1989	13.6%
1970–1979	7.9%
1960–1969	12.3%
1950–1959	10.6%
1940–1949	5.8%
1939 or earlier	34.5%

Bedrooms

Size	% of units
No bedroom (studio)	8.1%
1 bedroom	27.9%
2 bedrooms	30.5%
3 bedrooms	23.6%
4 bedrooms	7.3%
5+ bedrooms	2.6%

Vehicles per household

Vehicles	% of households
No vehicle	40.8%
1 vehicle	37.1%
2 vehicles	17.5%
3 or more	4.6%

Heating fuel

Fuel type	%
Utility gas	65.1%
Electricity	29.6%
Propane / LP gas	1.0%
Fuel oil	1.9%
Solar	0.1%
No fuel used	1.9%

Households & families

Household type	Count	%
Married-couple family	3,979	24.1%
Cohabiting couple	1,658	10.0%
Male householder, no spouse	4,238	25.7%
Female householder, no spouse	6,639	40.2%
Households with children under 18	4,403	26.7%
Households with seniors (65+)	5,236	31.7%
Average household size	2.31

Marital status

Status	Male	Female
Never married	48.7%	43.8%
Married	32.3%	27.8%
Separated	4.4%	5.8%
Widowed	3.0%	8.5%
Divorced	11.6%	14.2%

Education

Less than 9th grade 12.2%

Some HS, no diploma 13.6%

HS graduate 33.5%

Some college, no degree 16.1%

Associate's degree 5.3%

Bachelor's degree 13.0%

Graduate / professional 6.2%

Metric	%
HS diploma or higher	74.2%
Bachelor's or higher	19.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	769	7.9%
Kindergarten	467	4.8%
Elementary school	4,122	42.3%
High school	2,306	23.7%
College / grad school	2,078	21.3%

Employment

Industry of employment

Arts, food & hospitality 36.7%

Education & healthcare 17.6%

Retail trade 9.8%

Professional & management 7.9%

Construction 7.2%

Transportation & utilities 5.6%

Manufacturing 3.7%

Other services 3.6%

Public administration 3.6%

Finance & real estate 2.8%

Information 0.8%

Wholesale trade 0.7%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	19.9%
Service	40.9%
Sales & office	18.5%
Natural resources & construction	9.0%
Production & transportation	11.8%

Employment type

Type	%
Private sector	84.5%
Government	11.1%
Self-employed	3.9%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	45.4%
Carpool	9.6%
Public transit	20.4%
Walk	15.9%
Work from home	4.8%
Other means	3.9%
Avg commute (minutes)	23.6

Poverty

All people 32.2%

Under 18 years 46.1%

18 and over 27.8%

Married-couple families 16.4%

Female-led households 44.3%

Income support

Source	% of households
Social Security	36.1%
Retirement income	18.5%
Supplemental Security	8.6%
Cash public assistance	4.4%
Food stamps / SNAP	26.6%

Health indicators

Condition	%
Obesity	38.6%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	17.7%
Heart disease	8.3%
Stroke	5.1%
Asthma	11.6%
Arthritis	26.0%
Kidney disease	4.2%
Pulmonary disease	8.9%
Cancer	5.3%

Behavior / access	%
Smoking	24.0%
Binge drinking	12.0%
No physical activity	35.5%
Less than 7 hrs sleep	39.5%
Depression	18.5%
Fair or poor health	26.3%
Poor mental health	16.8%
Poor physical health	14.8%
No health insurance	25.6%
Visited doctor (checkup)	78.9%
Visited dentist	44.6%
Cholesterol screening	0.0%
Teeth loss	25.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	888	3.0%

Disability	%
Any disability	15.5%
Under 18	4.3%
18–64 years	14.7%
65 and over	36.9%

Health insurance coverage

Type	%
Private insurance	39.3%
Public insurance	53.3%
No insurance	16.3%
Uninsured under 19	8.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	35,932	92.8%
Spanish	9,845	27.4%
Other Indo-European	6,036	16.8%
Asian & Pacific Islander	1,688	4.7%
Other languages	1,804	5.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	26,909	69.5%
Born in same state	25,202	65.1%
Born in different state	18,869	48.7%
Foreign born	1,707	4.4%
Naturalized citizen	11,817	30.5%
Not a US citizen	5,040	42.7%

Ancestry

Ancestry	Count	%
Italian	2,174	5.6%
French	660	1.7%
Arab	448	1.2%
English	34	0.1%

Ancestry	Count	%
Irish	23	0.1%
Norwegian	3	0%
Polish	2	0%

Technology access

Metric	% of households
Computer access	42.6%
Internet access	87.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 08401

What city is ZIP code 08401 in?

ZIP code 08401 is primarily assigned to Atlantic City, New Jersey.

What county is ZIP code 08401 in?

ZIP code 08401 falls within Atlantic County, New Jersey.

Is ZIP code 08401 mostly rentals?

69% of occupied units in ZIP code 08401 are renter-occupied.

What is the poverty rate in ZIP code 08401?

32% of residents in ZIP code 08401 live below the poverty line, above the national average.

Is Spanish widely spoken in ZIP code 08401?

Approximately 27% of households in ZIP code 08401 speak Spanish as a primary language.

Does ZIP code 08401 have a large retiree population?

36% of households in ZIP code 08401 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 08401 in?

ZIP code 08401 observes the EST timezone.